Help your child get a great start to adult life
As a parent you’ll know that providing for your child’s future is one of the greatest gifts you can give them.
If your child was born between 1 September 2002 and 2 January 2011 and eligible for Child Benefit, you should have received a Child Trust Fund voucher from the Government.
The CTF voucher was an amount of money that the Government gave eligible children and could only have been used to open Child Trust Fund account.
Unfortunately, CTF vouchers are no longer used. However, if you wish to transfer your existing CTF account to The Children’s Mutual, please take a look at our products below and find out how to transfer a CTF to us.
Our Child Trust Funds
Our Baby Bond® Child Trust Fund account is a stakeholder CTF. It includes all the government features and is our most popular CTF. Your child’s money is invested in a fund holding a range of company shares to spread risk. To manage risk, your child’s money is gradually moved into lower risk investments from their 13th birthday.
Shariah Baby Bond®
The Children’s Mutual Shariah Baby Bond® is designed to meet the needs of Muslim parents and children living in the UK. It’s currently the only stakeholder Child Trust Fund account that respects the requirements of Islamic Shariah Law. Your child’s money is invested in a fund holding a range of company shares to spread risk. To manage risk, your child’s money is gradually moved into lower risk investments from their 13th birthday.
Child Trust Funds at a glance
- Tax efficient investment
All investment growth and returns will be free from personal taxes.
- Saving for your child’s future
Pay in up to £3,840* a year between family and friends. What your child’s account could be worth.
- Access from 18
Only your child will have access to the fund, and only when they reach 18.
* From April 2013, this amount will be updated each year in line with the Consumer Prices Index (CPI) and will continue to be aligned with the Junior ISA limit.
Child not eligible for CTF?
There’s no need for your child to miss out. Take a look at the Junior ISA which is new tax-efficient savings account for children – meaning that all children can get the head start they deserve.