Life cover

Life Insurance A win-win situation

We’ve teamed up with ACE Life to introduce you to a different kind of life insurance that pays out whatever happens

 

Product of the Month

Health Insurance & Protection Magazine   Insurance Product of the Month rating of 8.5 out of 10 for September 2009

At last! A different kind of life insurance product that pays out whatever happens.

The Children’s Mutual has partnered with ACE Life so you can help protect your family financially should you die. You can arrange cover up to £100,000.  And if the worst doesn’t happen you’ll get all your premiums back!

Really?

Sounds too good to be true, doesn’t it? After all, that’s not how term life policies usually work. They only pay out if you die during the policy term. If you survive, you and your family get nothing, and you can’t help thinking you’ve wasted your money.

Well, that’s not how the ACE Return of Premium Term Life Insurance works. It will still pay out to your estate if you die during the policy term. But if you don’t, you’ll get all your premiums back when the policy ends, provided you've kept the policy in force.

So you’ll have something to look forward to at the end of your policy term. And one more reason to be glad you’re alive!

It’s win-win

It’s truly a win-win situation: protection for your loved ones should the worst happen, and money back for you if it doesn’t. Here’s what it offers you:

  • Peace of mind for you and your family
  • Up to £100,000 of cover
  • All your premiums back if you outlive the policy
  • Quick and easy to apply
  • Select the length of your policy – from 5 - 18 years
  • Easy, affordable, monthly payments.

Special introductory offer

Pay just 99p a month for the first 2 months of cover. And if your partner also takes out cover they’ll pay just 99p a month for the first 2 months as well, plus receive 15% off all their monthly premiums after that.

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