If your child becomes ill, you can make sure they get access to essential, expert medical treatment when they need it most, so they’re on the road to recovery as soon as possible.
“First Healthcare 6″, provided by AXA PPP healthcare, is an affordable private medical insurance policy specifically designed to provide cover just for children.
You will have peace of mind knowing that they can get prompt access to diagnosis and eligible private medical treatment, provided the treatment is not available under the National Health Service (NHS) within 6 weeks of when the treatment should be undertaken.
The plan allows you to have more choice over where and when your child is treated – meaning prompt access to eligible private medical treatment in comfortable surroundings.
Quick access to diagnostics
If your child becomes unwell and needs to see a specialist to find out what’s wrong,
First Healthcare 6 will provide your child with cover for necessary treatment of new medical conditions that arise after joining.
This could mean that you can have peace of mind by finding out what is wrong with your child, and getting treatment started as quickly as possible.
So, if prompt access to eligible private medical treatment for your children at an affordable monthly cost sounds good to you, why not get a First Healthcare 6 quote today?
Special offer with The Children’s Mutual
As an introductory offer, you’ll receive a 25% discount* off your first year’s premium – with cover starting from just £7.49 a month for your first child, and £6.74 a month for each additional child.
- Specialist referrals and diagnostic tests
If your child becomes ill,your child can have prompt access to specialists and out-patient diagnostic tests and scans, following GP referral. Any eligible diagnostic tests that the specialist may need to do on an out-patient basis can also be done privately.
- Follow-up consultations and treatments covered
Cover also includes related follow-up consultations or treatments as an out-patient with a specialist or clinical practitioner – such as a physiotherapist (provided they’re received within three months of a related eligible in-patient or day-patient treatment).
- Parent accommodation
We understand how difficult it can be for parents to leave children in hospital overnight. So, for children under 14 who require eligible private treatment, First Healthcare 6 will pay for fees incurred for accommodation for one parent to stay in the same hospital as your child – meaning that you’re never far away.
- Ambulance transport if required
First Healthcare 6 will pay for a private road ambulance if it’s medically necessary for your child to be transferred from a hospital to another medical facility when they’re receiving eligible in-patient private treatment.
- Affordable monthly premiums with 25% discount for The Children’s Mutual customers for the first year only
Just £7.49 a month for the first child or £6.74 a month for each child additionally. What’s more, if you pay yearly you’ll also receive an additional 5% discount.
- Any hospital treatment or surgical procedures that can be carried out under the NHS within six weeks of the date that the treatment should be undertaken. If your child has any out-patient consultations, diagnostic tests or sees a clinical practitioner or physiotherapist after they’ve been diagnosed, AXA PPP healthcare will only cover those charges when the treatment is received within three months of related eligible in-patient or day-patient treatment.
- On-going, recurrent or long-term treatment of long-term illnesses (usually referred to as ‘chronic conditions’).
- Any dental procedures.
- Psychiatric treatment.
Full details can be found in the First Healthcare 6 documents below.
First Healthcare 6 covers your child for eligible treatment of new conditions that may arise after the policy has started.
Previous medical conditions
For the first two years of membership, your child won’t be covered for treatment of medical conditions (or a number of specific related medical conditions) that they’ve suffered from in the five years immediately before the policy was taken out.
However as long as your child is completely free of any form of treatment or advice for that condition for a consecutive two year period once they join, AXA PPP healthcare will assess the claim, providing the condition / treatment is eligible under the terms and conditions of the policy.
- Prompt access to consultations and diagnostic tests, and prompt access to eligible private medical treatment as long as the treatment is not available within 6 weeks of when the treatment should be undertaken under the NHS.
- No overall yearly limit to the amount that can be claimed.
Parent accommodation fees incurred paid in full for one parent to stay in the same hospital as their child if the child is under 14 years old. So, you’re never far away when they need you.
Premiums will not change mid-year, unless there is a change in the policy (for example, another child is added to the policy).
However, premiums may increase at renewal following their 18th birthday, and future renewals thereafter, due to varying factors including increasing age, inflation in the cost of medical treatment, etc.
You will receive reasonable notice of any changes to the policy and / or premiums prior to renewal.
If you have any other queries then please contact the helpline on 0800 454 080 (lines are open Monday to Friday 8am - 8pm and Saturday 9am - 5pm) or click on the link below. Calls may be recorded and/or monitored for quality assurance, training and evidential purposes.
This ensures your child is treated in the most appropriate setting; either privately or as a private patient in an NHS hospital where you would benefit from prompt access to a choice of consultant. For infants (children under 3), treatment is likely to be as a private patient in an NHS hospital.
Full details of the AXA PPP healthcare network of hospitals can be found in the Directory of Hospitals.
About AXA PPP healthcare
AXA PPP healthcare is one of the largest, most experienced private medical insurance providers in the UK. They’ve been helping people to access the medical care they need for over 70 years and paid out £794.1m in healthcare benefits in 2010.
By choosing AXA PPP healthcare you’ll benefit from a network of over 250 hospitals and almost400 scanning centres - all specially selected because of their quality and the range of services they can offer. If, however, paediatric treatment is not available for your child at a suitable facility within our network, we will also pay for eligible treatment at any other suitable facility.
This will ensure that your child is treated in the most appropriate setting; either privately or as a private patient in an NHS hospital.
Get a quote now. Just call 0800 146 687
For more information and to get a quote, just give AXA PPP healthcare a call on 0800 146 687 (lines are open Monday to Friday 8am - 8pm and Saturday 9am - 1pm) or click on the link below. Calls may be recorded and/or monitored for quality assurance, training and evidential purposes.
* The 25% discount is applicable for the first policy year only
