Non-Stakeholder Child Trust Fund accounts


If you’d like to decide exactly where your child’s money is invested, you may want to consider a Non-Stakeholder (Shares-based) Child Trust Fund account.

Non-Stakeholder (Shares-based) Child Trust Fund accounts:

  • usually invest in shares (other types of investment are also allowed)
  • can allow you to choose the shares that you want to invest in. For example, you may want to invest your child’s money in the shares of a certain company, or in a fund that invests in a particular market or industry
  • allow you to select an investment strategy to meet your own preferences and attitude to risk
  • don’t have to meet the government’s criteria (as offered by stakeholder Child Trust Fund accounts). This means there’s less restriction on the type of investments that Non-Stakeholder Child Trust Fund accounts can invest in
  • charges and minimum contributions into the account may be higher than for stakeholder Child Trust Fund accounts
  • may offer greater potential rewards, but probably also a greater risk that your child could get back less than you’ve paid in.

Baby Bond® Choice Child Trust Fund is our Non-Stakeholder (Shares-based) Child Trust Fund account.

This Child Trust Fund offers you a range of investment fund options from four different fund managers.

To help you decide on investment strategy to meet your own preferences and attitude to risk, we recommend that you discuss the fund choices offered through Baby Bond® Choice Child Trust Fund with a Financial Adviser.