Children aged between eight and 15 years old in Scotland have seen their pocket money fall by eight per cent to an average of £6.32 in 2012.
The Bank of Scotland's Pocket Money Survey has discovered the cutback in cash being handed over to kids as parents look to tighten their belts due to budgetary pressures.
Some 62 per cent of youngsters are saving at least one-quarter of their pocket money, although this is behind the UK average (67 per cent), which demonstrates how kids are recognising the need to be responsible with their finances.
Nearly half of the children questioned think they should get more cash to spend every week, while 29 per cent admitted they never talk about the topic with their friends.
Nitesh Patel, Bank of Scotland Economist, said he is delighted that almost two-thirds of children in Scotland have taken the decision to set aside some of their pocket money, despite the fact the overall amount they are receiving has dropped.
"Pocket money is often the first opportunity children have to manage money and it gives them valuable insight into the benefits of both short and long-term saving," he added.