With-Profits


The way we manage our With-Profits funds is set out in documents called the Principles and Practices of Financial Management (PPFM).

These are lengthy and complex documents, so we've created customer friendly versions (CFPPFM), which are designed to be shorter and easier to understand. You can download these documents below.

Please refer to your plan documents (including yearly statements) which will show which fund your plan invests in.

Tunbridge Wells Equitable Life and Endowment Fund PPFM
PDF, 278KB (opens a new window)

Tunbridge Wells Equitable Life and Endowment Fund CFPPFM
PDF, 164KB (opens a new window)

Boots Life Fund PPFM
PDF, 284KB (opens a new window)

Boots Life Fund CFPPFM
PDF, 112KB (opens a new window)

Each year, along with their annual statements, we provide our With-Profits plan holders with an explanation of how the With-Profits fund in which they are invested has been managed in the previous year. The 2009 explanation document can be downloaded below.

Management of our With-Profits Funds
PDF, 198KB (opens a new window)