Top-up a Child Trust Fund

It's easy to pay into your child's Child Trust Fund (CTF) and you can now add up £3,600 a year

Top-up by Direct Debit

Set up or Increase a regular payment

A convenient way to add to a CTF on a regular basis. You'll need:

- Child's CTF account number (URN) made up of 2 letters, 6 numbers and then 1 letter e.g. AB123456C 

- Your bank account details

If you've already set up a Direct Debit and would like to increase the monthly amount that you pay in, click on the link below.

Tax efficient investment

You can now pay in up to £3,600 a year (birthday to birthday) to each CTF.

Save for their future

Whether saving towards university fees or a training course, regular payments could help your child reach their goal at 18.

Make a one-off payment

Use your debit card to top-up online

A great way for you, your friends and family to top-up a CTF. You'll need:

- Child's CTF account number (URN) made up of 2 letters, 6 numbers and then 1 letter e.g. AB123456C 

- Your debit card 


Or, if you'd prefer call us on 0845 077 1899 to make a one-off payment.





Tax efficient investment

You can now pay in up to £3,600 a year (birthday to birthday) to each CTF.

A great gift from family and friends

Contributing to a CTF is a great gift for your child's future. Try sending one of our e-cards.

Other ways to top-up


By phone
By post
At your local bank or building society
By cheque
By using TCMcashback

What your child's account could be worth

Take a look at the difference that adding to your child's account could make. What their account could be worth.


Are your details up to date?

Please let us know if any of your details, like home or email address, have changed. Find out more.