Latest news on the
Child Trust Fund
If your child already has a CTF, they’re one of the fortunate ones and you can still make use of this tax efficient savings account until they’re 18. Our FAQs try to answer any queries you may have about the Government’s plans.
Set Up a Direct Debit
It's quick and easy
Whether saving towards university fees or a training course, regular payments could help your child reach their goal at age 18.
You may also be interested in:
Sending family and
friends a top-up invitation
Transferring an existing
CTF to us
How we manage our
With-Profits funds
Viewing fund prices for
Unit linked plans
Top-up their CTF online
Help give your child's future
prospects a lift by adding to their CTF
If your child is one of the lucky ones who has a Child Trust
Fund account, it’s an easy and worthwhile way to help them get a
great financial start to adult life.
If your child has a CTF account with The Children’s Mutual, you,
your family and friends can still pay in up to £1,200 a year
between you.
Why top-up a Child Trust Fund?
Under current regulations investment growth
in a CTF is free from personal taxes, and there’s normally no tax
charge to the child on the payout at 18. The Government has said
this won’t change.
You can pay in up to £1,200 a year
(birthday to birthday). A CTF is a great way of getting your child
started with the saving habit.
It’s a way to help ensure your child has a
very special present at age 18 and a great financial start to their
adult life.