Our Child Trust Funds

The Children’s Mutual offers you a choice of three great Child Trust Funds designed to suit most circumstances and preferences.

Baby Bond®
Child Trust Fund

Stakeholder account

Our Baby Bond® Child Trust Fund account is a stakeholder CTF. It includes all the government features and is our most popular CTF.

Stakeholder account

Your child’s money is invested in a fund holding a range of company shares to spread risk. Meets all government stakeholder requirements.

Greater potential

Greater potential for longer-term growth by linking investments to company shares.

Managing risk

Your child's money is gradually moved into lower risk investments from their 13th birthday.

A gift from us

You could receive up to £40 of vouchers if you apply online.

Shariah Baby Bond®
Child Trust Fund

Stakeholder account

The Children’s Mutual Shariah Baby Bond® is designed to meet the needs of Muslim parents and children living in the UK. It’s currently the only stakeholder Child Trust Fund account that respects the requirements of Islamic Shariah Law.

Stakeholder account

Your child’s money is invested in a fund holding a range of company shares to spread risk. Meets all government stakeholder requirements.

Shariah law

Only invests in companies who adhere to Islamic law.

Managing risk

Your child's money is gradually moved into lower risk investments from their 13th birthday.

A gift from us

You could receive up to £40 of vouchers if you apply online.

Baby Bond® Choice
Child Trust Fund

Non-Stakeholder account

Our Baby Bond® Choice is a non-stakeholder, shares-based CTF account that offers a wide range of investment fund choices. This means you can tailor the account to your own investment preferences and attitude to risk.

Non-stakeholder account

Government features are not compulsory for a non stakeholder account giving you more choice with your investment

Leading fund managers

You can choose from eleven funds from four leading fund managers

Your own strategy

You and your financial adviser can create your own investment strategy.