Child Trust Fund voucher

Baby Bond® Our popular CTF

Baby Bond® is the name of our most popular Stakeholder Child Trust Fund account. It's designed to help you give your child a great financial headstart.

The Child Trust Fund voucher is the key to opening a Child Trust Fund account. It will be sent to you by post, soon after you register for Child Benefit.

If your child is born before 2 August this year and you claim Child Benefit for them by 1 November 2010, the Child Trust Fund (CTF) voucher has a value of £250. If your child is born any time from 2 August to 31 December 2010 the CTF voucher has a value of £50.

This is the amount of money that the Government is giving your child and can only be used to open and kick start a CTF account.

Once you’ve received your child’s voucher you’ll need to decide where you want to use it to open a CTF account for your child.

If your Child Trust Fund voucher doesn’t arrive - or you misplace it - just contact the HMRC on 0845 302 1470 and they’ll send you a replacement.

Unfortunately, if your baby is born after 31 December 2010 they won’t be entitled to a Child Trust Fund under the new Government proposals.

Helping you to understand your Child Trust Fund voucher


The CTF voucher looks similar to a cheque and includes the following:

  • £250 or £50 – this is the amount of money that the Government is giving your child. It needs to be used to open a CTF account for your child. 
  • Your child's name and date of birth – please check that these are correct on the Child Trust Fund voucher. If they’re not, simply contact the HMRC by calling 0845 302 1470.
  • URN – shown on the top right hand corner of the Child Trust Fund voucher. It also can be referred to as the CTF account number.
  • Expiry date – this is on the top right hand of the voucher. It’s an important because if you haven’t applied for a CTF account before this date, the government will make the decision as to where your child’s CTF voucher is invested.

Your chosen CTF account provider will need the Child Trust Fund voucher information to open your child’s CTF account.