Child Trust Fund voucher

Baby Bond® Our popular CTF

Baby Bond® is the name of our most popular Stakeholder Child Trust Fund account. It's designed to help you give your child a great financial headstart.

The Child Trust Fund voucher is the key to opening a Child Trust Fund account. It will be sent to you by post, soon after you register for Child Benefit.

The Child Trust Fund (CTF) voucher has a value of £250. This is the amount of money that the government is giving your child and can only be used to open and kick start a CTF account.

Once you’ve received your child’s voucher you’ll need to decide where you want to use it to open a CTF account for your child.

If your Child Trust Fund voucher doesn’t arrive - or you misplace it - just contact the HMRC on 0845 302 1470 and they’ll send you a replacement.

Helping you to understand your Child Trust Fund voucher


The CTF voucher looks similar to a cheque and includes the following:

  • £250 – this is the amount of money that the government is giving your child. It needs to be used to open a CTF account for your child. If you receive full Child Tax Credit, your child will also receive a further £250, which will be paid straight into your child’s CTF account once open.
  • Your child's name and date of birth – please check that these are correct on the Child Trust Fund voucher. If they’re not, simply contact the HMRC by calling 0845 302 1470.
  • URN – shown on the top right hand corner of the Child Trust Fund voucher. It also can be referred to as the CTF account number.
  • Expiry date – this is on the top right hand of the voucher. It’s an important because if you haven’t applied for a CTF account before this date, the government will make the decision as to where your child’s CTF voucher is invested.

Your chosen CTF account provider will need the Child Trust Fund voucher information to open your child’s CTF account – some providers may also ask you to post them the voucher, but The Children’s Mutual has made it even easier to open your child’s account online. There’s no need to post us your Child Trust Fund voucher once you’ve applied so opening your child’s CTF account with us is quick and simple.