Junior ISA
Missed out on CTF?
Now all children can get the head start they deserve. Help fulfill their potential with our Junior ISA.
Top-up
Existing Child Trust Funds
Already have a CTF from The Children's Mutual? You can now pay in up to £3,600 a year (birthday to birthday) into each CTF.
Ideas to help you
with your Direct Debit
Adding to a CTF on a monthly basis could make a big difference. Take a look at our payment options and ideas to help make the most of your child's CTF.
Child Trust Funds (CTF)
As a parent you’ll know that providing
for your child’s future is one of the greatest gifts you can give
them.
If your child was born between 1 September 2002 and 2 January
2011 and eligible for Child Benefit, you should have received a
Child Trust
Fund voucher from the Government.
The CTF voucher is the amount of money that the Government is
giving your child and it can only be used to open and kick-start a
Child Trust
Fund account.
If you’ve got a CTF voucher, this is great news and means that
your child will benefit from having a Child Trust Fund. You’ll need
to place your voucher with a provider to open a CTF before the
expiry date on the voucher.
Child Trust Funds at a glance
All investment growth and returns will be
free from personal taxes.
Pay in up to £3,600* a year between family
and friends. What your child's account could be
worth.
Only your child will have access to the
fund, and only when they reach 18.
* From April 2013, this amount will be updated each year in line
with the Consumer Prices Index (CPI) and will continue to be
aligned with the Junior ISA limit.
Child not eligible for CTF?
There’s no need for your child to miss out. Take a look at the
Junior ISA which is
new tax-efficient savings account for children - meaning that all
children can get the head start they deserve.
Junior ISAs find out more