Baby Bond®
Our Popular Child Trust Fund
Baby Bond® is the name of our most popular Stakeholder CTF. It’s designed to help you give your child a great financial headstart.
Child Trust Funds (CTF)
As a new parent you’ll know that
providing for your child’s future is one of the greatest gifts you
can give them.
A CTF is a great way of getting your child
started with the saving habit.
All investment growth and the payout at 18
are free from personal taxes.
Pay in up to £1,200 a year.
How it works
If your baby is born before 2
August this year, and you claim Child Benefit for them by
1 November 2010, they'll receive a £250 CTF voucher from
the Government. If your baby is born any time from 2 August to
31 December 2010 they'll receive a £50 CTF voucher.
This is the amount of money that the
Government is giving your child and CTF vouchers can only be
used to open and kick-start a Child Trust Fund account.
You’ll receive the voucher by post soon after you register for
Child Benefit. (You can register for Child
Benefit here.)
You, your family and friends can top-up the
account by up to £1,200 a year in total.
Only your child will have access to the
fund, and only when they reach 18.
Unfortunately, if your baby is born after
31 December 2010 they won’t be entitled to a Child Trust Fund
under the new Government proposals.