Baby Bond®
Our Popular Child Trust Fund
Baby Bond® is the name of our most popular Stakeholder CTF. It’s designed to help you give your child a great financial headstart.
Up to £40 of vouchers
A gift for your baby
You could receive up to £40 of vouchers, which can be spent in either Mothercare or Early Learning Centre stores, if you apply online for your child’s Baby Bond® and agree to make regular monthly payments.
CTF Calculator
How might it grow?
Our Child Trust Fund calculator aims to help you find out how much you might choose to pay into your child's Child Trust Fund account each month over an 18 year period.
Child Trust Funds (CTF)
As a new parent you’ll know that
providing for your child’s future is one of the greatest gifts you
can give them.
A CTF is a great way of getting your child
started with the saving habit.
The government will make an additional
contribution to your child's CTF at seven years old.
All investment growth and the payout at 18
are free from personal taxes.
Pay in up to £1,200 a year.
You'll receive up to £40 of vouchers which
can be spent in either Mothercare or Early Learning Centre stores
if you apply online. Terms
and conditions of voucher offer.
How it works
Since 1st September 2002, the government has given the parents
of each newborn child in the UK a £250 Child Trust Fund voucher
which can only be used to open and kick-start a Child Trust
Fund account.
You’ll receive the voucher by post soon after you register for
Child Benefit. (You can register for Child
Benefit here.)
You, your family and friends can top-up the
account by up to £1,200 a year in total.
Only your child will have access to the
fund, and only when they reach 18.
The government will make an additional
contribution to your child's CTF at seven years old.