Child Trust Fund

Top-up Existing CTFs

Already have a CTF from The Children's Mutual? You can now pay in up to £3,600 a year (birthday to birthday) to each CTF.


Latest information on Child Trust Funds (CTFs)

Only children born before 3 January 2011 are entitled to a CTF. If you have a CTF voucher you should open an account before it expires. For more information go to The Children's Mutual CTF FAQs page.

The Children’s Mutual is no longer offering CTFs in association with other organisations.

You can still open a CTF account with The Children's Mutual or you can visit the Direct Gov website where you’ll find a list of all CTF providers and distributors.

Child Trust Fund accounts from The Children's Mutual

If you would like to find out more about Child Trust Fund accounts from The Children’s Mutual, please click on the link below.

Please remember that because investment in The Children’s Mutual Child Trust Funds is linked to shares, the value of the account could fall as well as rise, and your child may get back less than has been invested. No-one can access the money except your child, and not until age 18.

Top-up an existing CTF

If your child already has a CTF account from The Children’s Mutual their CTF will continue to run as previously (although if they turned 7 on or after 1 August 2010 they will not receive a Government age 7 contribution). This means that:

  • It will continue to benefit from tax efficient investment.
  • Up to £3,600 a year can now be contributed.
  • The CTF will continue to run until your child’s 18th birthday.

If you’d like to add money to their account, please click on the link below.