Archives

Monthly Archive for: 'March, 2012'
Child Benefit

If you’ve just given birth, or adopted a baby, you’re able to claim Child Benefit. Child Benefit is a tax-free payment to help you care for your child which parents can claim for every new child, no matter how much you earn or what National Insurance contributions you have paid. And if this is your …

Appointing a guardian for your Will

If a parent of minor children dies and there is no one else with parental responsibility for them, then the Courts will decide who is to be granted parental responsibility for the children left behind. There are occasions when you can appoint a guardian even if there is a surviving parent with parental responsibility.  In …

An easy guide to the intestacy laws

Most adults know that they ought to have a Will in place, not least to ensure their loved ones are protected should they die. For parents the importance is even greater as decisions need to be made with regards to their children’s care and upbringing. But, despite this, around 70% of parents with children under …

Reasons for making a Will

Many people put off making a Will, because they feel they are not at ‘that’ stage in their lives yet. However, no matter what age you are or what your personal circumstances may be – making a Will really is a vital part of planning for the future of your loved ones. Making a Will is especially …

Savings for Children

Many parents would like to save for their children’s futures, whether that’s to help with the costs of university, or just to help reduce the amount of debt that their child may face in the future. The good news is that there are lots of savings and investment products available which are designed specifically for …

What a CTF or Junior ISA could be worth

Making regular payments into a CTF or Junior ISA account over the long-term can help build a valuable lump sum for your child – giving them a financial head start when they reach 18.   What’s more, the sooner you start saving for your child the better, as adding a little each month now could …